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Karen Kane

PO Box 20185, Portland OR 97294

503.789.7217

karen@insurancesolutionsnw.com

"I free small business from the confusing world of insurance"

Medicare and Medicaid

Medicare is a federally funded health benefits program for:

We can help you avoid costly mistakes when purchasing Senior Health Care Insurance to supplement your Medicare coverage. There are over 60 different plans to choose. As an independent insurance agency we can help you sort out the plan that is best for you. We're paid by the insurance company so the service we provide to you is absolutely free.

Remember, not signing up at the right time can result in penalties so call us at 503.789.7217 or click here to get started. Here's a basic overview of Medicare and Medicaid.

Medicare:

Private Medicare insurance plans will vary in monthly premiums, provider networks, out of pocket costs, maximums, and extra value benefits, such as Vision, Hearing, Dental and Alternative Care.

Medicare is a federally funded health benefits program for:

• People age 65 or older
• People under age 65 with certain disabilities
• People of all ages with end-stage renal disease

Types of insurance plans

• Medicare Supplement/Medigap/Companion Plans
• Medicare Advantage Plans (PPO, HMO, POS, PFFS)
• Prescription Drug Plans

Medicare provides coverage for the following types of care:

• Part A, which includes hospital and costs no monthly premium;
• Part B, which includes physician & medical care, and generally costs a monthly premium.
  A Medicare beneficiary enrolled in Part A & Part B may purchase coverage from an insurance company to fill gaps not covered by Original Medicare.

You need to purchase or enroll for the following plans:

• Part C, which is Medicare Advantage plans;
• Part D, is Prescription Drug Plan coverage.

Medicaid:

Medicaid is a program available only to certain low-income individuals and families who fit into an eligibility group that is recognized by federal and state law. Medicaid provides financial assistance for health care. Each state sets its own guidelines regarding eligibility and services.

More Information:

• www.medicare.gov
• www.cms.hhs.gov (Center for Medical Services)

We're happy to help you sort out your options, so feel free to call us at 503.789.7217 or click here to send your a question through email.